We start by reviewing your portfolio with an eye toward minimizing the taxable gains from the sale of capital assets. You can also offset capital gains with capital losses. In addition, you may also be able to rebalance your portfolio to improve its risk/reward potential while simultaneously helping you minimize your tax obligations. For example, say you own a large stake in your employer’s shares of stock, which has been declining in recent years. By selling a portion of that stock at a low, you can offset taxable gains on other holding in your portfolio.

Tax-deferred investment accounts such as IRA’s and 401(k)’s are also good places to start when attempting to cut your tax bill. These accounts allow you to defer paying Taxes* on money you contribute, including any earnings within the account.

Of course, as your advisor, we can work together to help get you closer to reaching your long-term financial goals, while helping you minimize the risks of future taxable gains.

Call today for a review of these benefits with you and your family or to answer any financial questions you may have.

* For tax preparation advice, please consult your tax advisor.